.commerce-platform-hero .row:after { You should double-check with the service provider/financial institution directly as well as obtain independent financial advice prior to making any financial commitments or business decisions. You’ll then need to provide some basic financial information. .tertiary-button, h3.pypl-heading.h4 { .mobile-flex-column .content-panel { h1.pypl-heading.commerce-platform-hero__headline { .pypl-btn { @media (min-width: 700px) { .pp-header .main-menu a:hover, border: 0; #SimplePanelsStacked-12010228514587251 .image-panel__paragraph { padding: 30px; .pp-header .closer-mobile button.pypl-header__subnav-control--is-highlighted, .commerce-platform-hero .commerce-platform-hero__cta-line .pypl-btn { Get started today for free. Herein lies the PayPal Business Debit Mastercard’s primary selling point. .pp-header .pp-header .main-link, } right: -20px; background-position: bottom; .commerce-platform-hero { align-self: center; With no monthly fee and 0,5% cash back on eligible purchases*. .commerce-platform-hero .commerce-platform-hero__hatch-text, font-weight: 700; Jason Vissers is a writer and cereal chef from San Diego. } Mastercard is a registered trademark, and the circles design, is a trademark of Mastercard International Incorporated. Please refer to our Advertising Disclosure to learn more about how we earn compensation from affiliate partnerships and how we maintain our independent editorial integrity. #SimplePanelsStacked-12010228514587251 .image-panel { .pp-header.pp-header--menu-open .main-menu a:active, font-size: 2rem; padding-right: 30px; .pp-header.pp-header--submenu-open .main-menu a:hover, .commerce-platform-hero .center-block { display: none; Copyright © 2021 Merchant Maverick. } .image-panel__headline, height: 12px; Here are the instructions how to enable JavaScript in your web browser. OnDeck is one of our top picks for Business Loans! line-height: 1.5rem; .pp-header.pp-header--menu-open .main-menu a:visited, Now get a 15-day free trial + one month free when you upgrade! font-size: 1.5rem; .pp-header.pp-header--menu-open .main-link:focus.pypl-header__subnav-control--is-highlighted, #SimplePanelsStacked-12010920840807468 .image-panel__paragraph { I have been using my PayPal business debit MasterCard for years and until recently I had never experienced a single issue. vertical-align: middle; background: #fff; Furthermore, you won’t see much in the way of extraneous business benefits with this card. The PayPal Business Debit Mastercard is a debit card that allows you to spend money straight from the online account. Note that you won’t earn any cash back on ATM withdrawals, nor will you earn any cash back for PIN transactions. .pp-header.pp-header--submenu-open .header-buttons .pypl-btn--outline-white:hover { padding-bottom: 60px; Amazon/Amazon Pay) or link the card to other e-wallets like Google Pay, Samsung Pay, Apple Pay. @media all and (-ms-high-contrast: none), top: 60px; border-left: 1px solid transparent; h2, #Statement-12010212129235763 { color: #fff; margin-left: 0; A PayPal business account makes it possible to conduct this transaction using digital funds, keeping business funds separated from personal funds. } a { width: 28px; min-height: 100px; border: 1px solid #fff; .pp-header .main-link.pypl-header__subnav-control::after, } h2.pypl-heading, width: 22px; .pp-header.pp-header--submenu-open .closer-mobile button.pypl-header__subnav-control--is-active, position: absolute; padding-left: 30px; @media (min-width: 1024px) { Opinions expressed here are author’s alone. text-decoration: underline; .tertiary-button--icon::after { height: 56px; h2.pypl-heading.h3, font-family: PayPalSansBig-Regular, PayPalSansSmall-Regular, Helvetica Neue, Arial, sans-serif; } #SimplePanelsStacked-12010228514587251 .image-panel__headline { border: 1px solid #0070ba; top: 8px; position: relative; Use your account balance2 everywhere Mastercard is accepted without annual fee or credit check. } padding-bottom: 30px; .mobile-flex-column .row { Everything You Need To Know About Small Business Payroll, Beginner's Guide to Starting an Online Store, Advanced Guide to Growing Your Online Store. display: inline-block; If you’re specifically looking for a debit card that offers cash back on your business purchases, you’ll find that here — and the unlimited 1% cash back you’ll be earning will automatically get deposited into your account each month without any input required from you. This is not the same as the PayPal Prepaid card. #SimplePanelsStacked-12010920840807468 .image-panel__image { } font-size: 2.5rem; } #SplitPanels-12010920203387804 .content-panel { #SimplePanelsStacked-12010228514587251 .image-panel__headline, border-right: 1px solid #cbd2d6; } #SimplePanelsStacked-12010228514587251 .image-panel__headline, Your PayPal Business Debit Mastercard is linked to your PayPal account, so you’ll have a quick, convenient and up-to-date view of all your income and purchases. .image-panel__paragraph, display: none; font-size: 16px; Additionally, Jason can't eat raisins. padding-top: 70px; .pp-header:before { PayPal Access Card was a game-changer for many people, allowing them to spend their PayPal balance offline as well as online. .commerce-platform-hero .row:after { } } @media (min-width: 1024px) { padding-right: 18px; } } } text-decoration: underline; PayPal Business debit card. BigCommerce is one of our top picks for eCommerce Platforms! border-radius: 5px; } .pp-header .pp-header .closer-mobile button, We love Revel POS for its advanced features and exceptional versatiliy in both the retail and restaurant industries. .pp-header.pp-header--menu-open .main-link:hover:focus, Introducing the PayPal Business Debit Mastercard ® Instantly access your available PayPal funds to make purchases wherever Mastercard is accepted. .pp-header.pp-header--menu-open .main-link:focus:hover, #SimplePanelsStacked-12010228514587251 { @media (min-width: 576px) and (max-width: 700px) { .pp-header.pp-header--submenu-open .closer-mobile button.pypl-header__subnav-control::after, BlueVine offers free business checking with no monthly fees and no minimum deposit. .tertiary-button:hover .tertiary-button--break, .pp-header.pp-header--menu-open .main-link:hover.pypl-header__subnav-control::after, If you’re interested in a PayPal credit card that offers a higher earning rate for cash back, check out our PayPal Cashback Mastercard review. } padding-bottom: 0; .pp-header #signup-button { #SimplePanelsStacked-12010228514587251 .image-panel__headline { } managing risk. Card may be … } .disclosure p+p { You have to have a second account somewhere else, so in the end there really is no point. The cash back you earn will never expire. } Debit cards aren’t typically considered to be the sexiest financial instruments around. Transactions eligible for bonus cash back include: credit transactions which you sign for and which are processed by Mastercard. height: 22px; padding-bottom: 10px; } padding-top: 0 !important; } vertical-align: middle; font-size: 3rem; } margin-bottom: 30px; .tertiary-button--icon { font-weight: 400; background-image: none; .split-panels h3.pypl-heading.content-panel__headline { The card is popular because it can be used in stores as well as through online retailers. } border-bottom: 0; transition: all .1s; accelerating growth, #SimplePanelsStacked-12010920840807468 .image-panel__headline, } You won’t be getting any advanced travel benefits, such as a Global Entry/TSA PreCheck fee credit or lounge membership or anything like that, though. color: #2e8362; max-width: 500px; When you use the card at an ATM to make withdrawals from your PayPal business account, you’ll face a $1.50 ATM withdrawal fee. .commerce-platform-hero .container { And if you’re curious about PayPal’s other credit and debit cards, read this comparison piece of ours that details the similarities and differences of PayPal’s payment cards. .commerce-platform-hero__headline.pypl-heading { , Advertiser Disclosure: Our unbiased reviews and content are supported in part by. } font-family: PayPalSansBig-Regular, PayPalSansSmall-Regular, Helvetica Neue, Arial, sans-serif; .tertiary-button, We have well into six figures in this account, and these are purchases at locations which are in a close radius to the office, and not out of the ordinary, it’s just like they dont want you to be able to use your money.And THEN we had an issue where we had some fraudulent charges so we ended up having to change the number, and with any other company they send you a card immediately… Paypal business? Question: Can PayPal Business Debit Mastercard be funded from the PayPal credit account? .pp-header.pp-header--submenu-open .closer-mobile button.pypl-header__subnav-control--is-highlighted, PayPal is challenging that perception with the PayPal Business Debit Mastercard: A new debit card that offers cash back for your business spending. } } Easily move your money from PayPal to your bank account. padding: 45px; } @media (min-width: 576px) { } } Card may be … flex-direction: column-reverse; margin-left: 100px; .pp-header.pp-header--submenu-open #signup-button:hover { color: #eaeced; .pp-header.pp-header--submenu-open .closer-mobile button:focus, This card is pretty darn terrible. right: 0; font-family: PayPalSansBig-Light, Helvetica Neue, Arial, sans-serif Your email address will not be published. margin-left: 130px; The PayPal Business Debit Mastercard has a few things going for it. Unlike a Mastercard credit card, you cannot dispute a charge until Paypal pays it, even if you ask for the payment not to be made while the charge is still “pending.” Instead, you must wait and watch while Paypal makes the payment, then initiate a dispute and the entity paid then has 7 days to respond to the dispute. .pp-header .main-link:hover.pypl-header__subnav-control--is-active, display: block; If you spend over $100/month using the PayPal Business Debit Mastercard, you won’t have to worry about this restriction. right: 0; transition: all .1s; For Linda Lightman, owner of Linda’s Stuff, cashback from her PayPal Business Debit Mastercard® means extra money she can use to reinvest in her business. } .global-footer .footer-main a { Using this card, your business can pay for a variety of goods and services directly from your PayPal account. You’ll get protection against identity theft (including monitoring and alerts) and enjoy zero liability for any unauthorized charges. } And because this is a debit card and not a credit card, using this card won’t help you build up your credit. background-size: 75%; } #SimplePanelsStacked-120109201135756595 .image-panel__headline, #SplitPanels-12010920203387804 .panels__panel:last-child { #SplitPanels-12010920203387804 .pypl-btn { text-align: left; #SplitPanels-12010920203387804 .content-panel__headline { min-width: 150px; border: none; .tertiary-button--icon:hover::before { .commerce-platform-hero .commerce-platform-hero__browline { Helcim is one of our top picks for payment processing! border-radius: 50%; .commerce-platform-hero { Responses are not provided or commissioned by the bank advertiser. .commerce-platform-hero .commerce-platform-hero__paragraph { line-height: 1.5rem; font-weight: 700; Funds usually appear in your PayPal business account in minutes. height: 28px; max-width: 80px; max-width: 230px; #SimplePanelsStacked-120109201135756595 .image-panel { border: 1px solid #0070ba; #SimplePanelsStacked-12010920194477800 img { margin-left: 10px; border: 1px solid #2c2e2f; It operates just like the PayPal Cash Card with one notable bonus: You’ll get 1% cash back on all purchases. height: 100%; .pp-header.pp-header--submenu-open .header-buttons .pypl-btn--outline-white { Learn more on payouts, Join over 27 million merchants who rely on PayPal. Our unbiased reviews and content are supported in part by affiliate partnerships, and we adhere to strict guidelines to preserve editorial integrity. .pp-header.pp-header--menu-open .main-link:hover, Each time you make an ATM withdrawal, you’ll be contending with a $1.50 ATM withdrawal fee (this is on top of whatever fee is being charged by the ATM owner). font-weight: 700; text-align: center; } } } } #SimplePanelsStacked-12010228514587251 .image-panel__image { padding-top: 10px; .pp-header.pp-header--submenu-open .main-link.pypl-header__subnav-control::after, #SimplePanelsStacked-120109201135756595 .panels__panel, h4.pypl-heading, padding-top: 0; } .info-hero__paragraph, line-height: 2rem; .pp-header.pp-header--menu-open .main-menu .separator-menu::before, .social-innovation-panel__headline { .pp-header .main-menu .separator-menu::before { } .pp-header.pp-header--menu-open .main-link.pypl-header__subnav-control--is-active, } @media (min-width: 752px) { } Cardholders can make purchases with this card wherever Mastercard debit is accepted. If you earn less than $1 back, it won’t be awarded and won’t carry over to the next month. margin-bottom: 0; } It doesn’t work at many places, especially gas stations and restaurants, so I will be on a trip and become nearly stranded as I have to use personal monies to purchase fuel and then deal with the bookkeeper when I get back and explain how I didn’t do it the right way and turn in receipts and… pain in the… And then I will take a client out to eat or etc and have the embarrassment of being told my card was declined. The PayPal Business Debit Mastercard is issued by The Bancorp Bank pursuant to a license by Mastercard International Incorporated. h1.pypl-heading, border-bottom: 0; font-weight: 700; accepting payments, padding-bottom: 5px; Revel POS is one of our top picks for Point of Sale! 2 You'll receive unlimited 1.0% cash back on eligible purchases when your PayPal Business Debit Mastercard purchase is completed as a credit transaction by phone, online, or in stores. } } @media (min-width: 1152px) { padding-bottom: 5px border-bottom: 1px solid #cbd2d6; .mobile-flex-column .content-panel { .notification-ribbon .pypl-btn, Presentamos PayPal Business Debit Mastercard ® Accede al instante a tu saldo de PayPal disponible para comprar en todos los establecimientos que acepten Mastercard como forma de pago. #SimplePanelsStacked-12010920194477800 .no-image-panel__hatch-text { @media (min-width: 1152px) { text-align: left; We love PaymentCloud's predictable pricing and excellent service. padding-top: 0; left: 3px; Your comment may take some time to appear.Please read the "User Review and Comment Policy" before posting. font-family: PayPalSansBig-Regular, PayPalSansSmall-Regular, Helvetica Neue, Arial, sans-serif; .pp-header .main-link:focus.pypl-header__subnav-control--is-active, .pp-header .pypl-logo { padding: 0 40px; font-weight: 400; @media (min-width: 576px) { width: 100%; Home » Small Business Credit Card Reviews » PayPal Business Debit Card Review. } .pp-header .pp-header.pp-header--submenu-open .closer-mobile button, } } Customers can pay with Pay in 4 and PayPal Credit directly within your existing PayPal checkout flow so it’s easy for you and for them. line-height: 2rem; padding-bottom: 0; .pp-header.pp-header--submenu-open .pypl-logo { line-height: 3rem; text-align: left; #SimplePanelsStacked-120109201135756595 .image-panel__headline, padding: 40px 25px; padding-top: 10px; .pp-header .main-link:hover.pypl-header__subnav-control--is-highlighted, background-color: #012169; No credit card is required to create your account. padding-right: 12px; } PayPal is one of the most well-known online payment service providers (PSPs) in the world. font-family: PayPalSansBig-Regular, PayPalSansSmall-Regular, Helvetica Neue, Arial, sans-serif; .commerce-platform-hero .row:after { padding-right: 30px; BlueVine offers free business checking with no monthly fees and no minimum deposit. } justify-content: center; } margin-left: 5px; } } With these withdrawal fees, you probably won’t want to make frequent withdrawals with the card. } No credit card required. .pp-header.pp-header--menu-open .main-link.pypl-header__subnav-control::after, } To get the PayPal Business Debit Card, simply log into your PayPal business account, visit the PayPal Business Debit Mastercard page, and click on the button marked “Get Started”. border-left: 1px solid transparent; #Disclosure-1201022913205851062 img { font-size: 1rem; } We occasionally send out emails with special offers. .tertiary-button:hover { font-weight: 700; Lendio is one of our top picks for PPP/Business Financing! padding-bottom: 0; OnDeck is our featured vendor for business loans and lines of credit. padding: 9px 0 11px; .pp-header.pp-header--menu-open .main-link:hover:hover, PayPal Credit: a reusable credit line with special financing on purchases of $99 or more. margin-top: -1px; } } With the PayPal Business Debit MasterCard®, earn 1% cash back on eligible purchases, including ones paid using a linked bank account. position: relative; padding-left: 0; background-color: transparent; } @media (min-width: 752px) { .no-image-panel__headline, margin: 0 auto; } } Disclaimer: Merchant Maverick aims to provide accurate and up-to-date information to assist you in your research. } .pp-header.pp-header--submenu-open .main-link:focus.pypl-header__subnav-control--is-active, .pp-header { The PayPal Business Debit Mastercard is, you guessed it, a debit card for business purposes. border-top: 2px solid #000; #SimplePanelsStacked-12010228514587251 { font-weight: 700; .content-panel { } background-image: url(https://www.paypalobjects.com/digitalassets/c/website/logo/full-text/pp_fc_hl.svg); If you have a standard PayPal account, you won’t have to worry about higher interchange for American Express cards, MCCs, or qualified vs. non-qualified transactions. .content-panel, Does your business need a highly customizable commerce solution? } .mobile-flex-column .row { .tertiary-button--icon { However, there are some unfortunate fees you’ll have to be mindful of. padding-left: 25px; box-shadow: none; .pp-header.pp-header--submenu-open .main-link:hover:hover { All you need to get the card is a PayPal business account that is not currently under any restrictions. border-right: 0; text-align: left !important; } } margin: 0; .pp-header .closer-mobile button.pypl-header__subnav-control--is-active, Get three months free when you sign up with Helcim through our links! .pp-header.pp-header--submenu-open .main-link:hover.pypl-header__subnav-control::after { font-weight: 400; I have tried to contact the Business Card team numerous times and it's as if they don't exist? text-align: center; padding-bottom: 40px; @media (min-width: 1152px) { white-space: nowrap; } line-height: 3.5rem; All Rights Reserved. flex-direction: inherit; Is The PayPal Business Debit Card For You? Easily find PPP/SBA loans alongside other financing options. h3.pypl-heading.h4 { .pp-header.pp-header--submenu-open .main-menu a:active, text-align: center; #SimplePanelsStacked-12010920840807468 .image-panel__paragraph { float: left; Required fields are marked *. border-color: #2c2e2f; This is a debit card, so no credit … #SimplePanelsStacked-120109201135756595 .image-panel__paragraph, .pp-header.pp-header--submenu-open #signup-button { color: #0070ba; height: 16px; COVID Relief: Can My Small Business Get Multiple EIDL Loans? Cash back earned that’s less than $1.00 that month will not be awarded and will not carry over to the next month. .commerce-platform-hero .center-block { padding-right: 25px; margin: 50px auto; line-height: 1.5rem; } }. } flex-direction: column; ; Use the camera to capture your card information or enter it manually. box-shadow: 0 0 10px 1px rgba(0, 0, 0, .2), 0 0 10px 1px rgba(255, 255, 255, .2); You are an active PayPal member in good standing. #NotificationRibbon-1201092068701409 { If you have at least one year in business, a personal credit score of 600 or higher, and $100K in annual revenue, OnDeck is ready to help your business get funded. padding: 30px; On the other hand, trying to access this cash can sometimes be difficult to do because not every retailer accepts MasterCard, which is the processor for the PayPal debit card. Learn how to send money, Send disbursements to multiple people and places at the same time. @media (min-width: 752px) { @media (max-width: 576px) { Read the rest of our review, so you can make an informed decision that benefits your business. .tertiary-button--icon::before { #SplitPanels-12010920203387804 .panels__panel:first-child { font-family: PayPalSansBig-Regular, PayPalSansSmall-Regular, Helvetica Neue, Arial, sans-serif; h2, .mobile-flex-column .row {